We evaluate your current situation, including assets, liabilities, and cash flow, collaborating closely to identify and prioritize your goals. Through a meticulous process, we create a roadmap for considering future options and optimizing your financial security.
From key financial goals to their associated costs, our comprehensive approach extends beyond mere investments. Working in tandem, we develop a customized plan that seamlessly integrates all facets of your finances.
Careful coordination is required to ensure your retirement income strategy is tax-efficient and sustainable. This may be your first time retiring, but it’s not ours! This is our area of expertise. You face many decisions when retiring. When should I start Social Security? Which pension option is the best? How will I afford healthcare and long-term care in retirement? Should I downsize my home? To what degree can I support my family? Let us guide you through your options and come up with a plan.
Receiving an inheritance can be a wonderful blessing. It can also be very stressful and accompanied by feelings of guilt and responsibility. You may want to make sure that you honor the person’s legacy who left the money to you, but you don’t know how. We can help you be an effective steward of your family’s wealth. The financial plan we create for you will give you the clarity and direction you need in order to manage your inheritance responsibly.
We believe that income tax planning should be incorporated with your financial plan, so we work closely with you and your CPA to ensure this happens. When it comes to investments, we maximize pre-tax savings vehicles as well as accumulation and distribution planning to help improve your bottom line.
A college education is one of the greatest gifts you can give. Starting with customized college projections based on your schools of choice, we will help you determine the appropriate savings rate to cover college expenses. We will also help you select tax-advantaged savings vehicles to help your savings compound more quickly.