Biggest RSU Mistake Employees Make
Patrick Thompson
Restricted Stock Units can build serious wealth, but I see the same dangerous mistake repeatedly.
You vest 100 shares worth $50,000. Most employees hold everything, thinking the stock will keep climbing.
Here's the problem: your paycheck AND your investments are now tied to one company. If that stock drops 40%, you could lose your job AND your savings simultaneously.
Successful RSU holders do this instead: sell 50-80% immediately when shares vest. Pay the taxes. Diversify the funds in your portfolio.
Yes, you might miss some upside. But you'll never lose everything on one bad earnings report.
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