Videos

Can a down market create a Roth conversion opportunity?

How to Build a Retirement Income Plan

Learn how a retirement income plan coordinates Social Security, taxes, investments, and withdrawals to create reliable retirement income.

How Retirement Income Is Taxed (And Why It's Higher Than You Expect)

Traditional, Roth, capital gains, and Social Security each get taxed differently. See how they work together in retirement.

When should I start Social Security?

Most people think retirement is about taking money out. But how you withdraw (across accounts, taxes, and timing) can quietly determine whether your plan holds up over time.

The Retirement Withdrawal Strategy Most People Miss

Most people focus on how much they withdraw in retirement. But the real decision is where that income comes from first, and how it impacts taxes over time.

How Does a Retirement Portfolio Generate Income

A retirement portfolio doesn’t just get “withdrawn from.” It generates income in three distinct ways. This episode breaks down how it actually works, and why structure matters.

Your Portfolio Has A New Job

As you approach retirement, your portfolio has a new job. Learn how to shift from growth to income and start building a reliable, tax-efficient retirement paycheck.

Need Cash Without Selling Stocks? 3 Smarter Strategies

A Securities Backed Line of Credit is a financial tool that can be a smart option instead of selling stocks for cash.

Is My 401(k) Any Good?

3 Distractions That Sink Retirement Progress

Am I Paying To Much in Taxes?

Most people think about taxes in April… after the bill is already set. Real tax planning happens before year-end, not when you file. It’s about timing.

How a Retirement Income Specialist Transforms Scattered Accounts Into a Retirement Income Machine

Your retirement accounts are scattered everywhere, and you have no idea how they work together.

The Fine Print on Mega Backdoor Roth Conversions

Your 401k plan MUST allow after-tax contributions AND either in-service withdrawals or in-plan Roth conversions. Most plans don't offer both, check with your plan administrator first.

How a Securities Backed Line of Credit Actually Works

A securities backed line of credit lets you access liquidity without selling investments or triggering capital gains taxes.

3 Money Moves That Matter More Than Owning A Home

Homeownership is a great goal, but it's not the only or even necessarily the best path to building wealth. These three moves provide flexibility, growth potential, and security that can position you for long-term financial success.

Inheriting an IRA? Here's how to coordinate it with your retirement accounts

Coordinating Inherited IRA Withdrawals With Your Own Retirement Accounts.

3 Financial Problems Google Can’t Solve for You!

Google can't solve every financial problem for you. Some situations require personalized expertise that goes beyond a search engine.

The $46,500 Roth Strategy Many High Earners Overlook

The Mega Backdoor Roth lets high earners contribute an extra $46,500 into tax-free retirement accounts.

3 Inherited IRA Rules That Changed and Still Trip People Up

The Hidden Downsides of Having Too Many Investment Accounts

Scattered retirement accounts can quietly slow your progress, time to get organized! Having multiple 401(k)s, IRAs, or brokerage accounts across different firms might seem okay but it often leads to missed opportunities, duplicate holdings, and tax inefficiencies.

Why do successful people hire financial advisors? The answer might surprise you.

The most successful people understand that hiring experts isn't a luxury, it's a strategic advantage. They delegate to specialists in areas outside their core competency and focus on what they do best.

Should You Pay Off Your Mortgage Early or Invest for Retirement?

Should you pay off your mortgage early or invest more for retirement instead? Conventional wisdom says to eliminate debt as fast as possible, but the right answer depends on your interest rate, time horizon, tax situation, and the long-term growth potential of your retirement accounts.

3 Planning Moves to Make After You Max Out Your 401k

What should you do after you max out your 401(k)? After you’ve hit the $23,500 401(k) limit for 2025, the next three levers are: after-tax contributions for a mega backdoor Roth, a taxable brokerage account for flexibility, and (if income is high) a backdoor Roth IRA.

Should Your 60/40 Portfolio Include Crypto? What New Research Shows

The classic 60/40 portfolio has served investors well for decades, but recent academic studies suggest that a small crypto allocation might actually enhance returns.

The Most Cringe Thing in Finance?

The Most Cringe Thing in Finance? 🤦‍♂️ It's maxing out every retirement account while living like you're already retired, driving a 15-year-old car, skipping every vacation because you're "saving for retirement."

Dividend Planning Reduces Stress in Rocky Markets

Patrick Thompson, AWMA discussing Dividend Income Planning and how it reduces stress in volatile markets.

The Costly Mistake of Letting Winners Run Too Long

It's easy to get caught up in the excitement when your investments are soaring, but letting winners run without a clear exit plan can lead to unexpected setbacks.

Will Your Bank Lower Savings Rates Before or After the Fed Announcement

When the Federal Reserve signals rate cuts are on the horizon, banks often move preemptively, lowering savings rates before the official decision to protect their profit margins. This means high-yield savings account rates may drop even before the Fed acts.

How to design your retirement income strategy in 3 steps.

The 3-Account Strategy for Retirement Income

The Wants vs. Needs Battle Ends Here

Most parents struggle to teach their kids the difference between wants and needs, but there's a simple way to make it stick.

Customizing Your Rebalancing Approach as You Near Retirement

Getting closer to retirement means it’s time to rethink your rebalancing strategy!

Ways to Use Tax Bracket Management for Smoother Retirement Income

3 Ways to Use Tax Bracket Management for Smoother Retirement Income

Using Multi-Year Roth Conversion Plans for Bigger Tax Savings

Biggest RSU Mistake Employees Make

Why IRS Rule 72(t) Isn’t a Shortcut but a Lifeline for Early Retirees

IRS Rule 72(t) is often overlooked as a valuable tool for early retirees.

How does starting a side hustle as a teenager create long-lasting independence?

Early entrepreneurial experiences teach teens the importance of responsibility, budgeting, and business management.

The Hidden Cost of Ignoring Old 401k Accounts

Many professionals overlook old 401k accounts, but ignoring them comes with hidden costs.

The Big Surprise About Roth Conversions Later in Life

You might be surprised to learn that converting to a Roth IRA later in life isn't always the slam dunk many believe.