Retirement Planning
ArticleHow Your Retirement Plan Works Together: Income, Taxes, and Investments
Retirement income, taxes, and investments affect one another. See how The Sentient System™ brings these decisions together as you prepare for retirement.
ArticleCan a Roth Conversion Increase Your Medicare Premiums?
A Roth conversion can increase your Medicare premiums, sometimes two years after the conversion. But higher IRMAA costs don’t necessarily mean the conversion was a mistake. Here’s how Roth conversions and Medicare interact, and why the trade-off should be evaluated as part of your broader retirement plan.
ArticleHow to Appeal an IRMAA Determination Using Form SSA-44
ArticleUnderstanding the IRMAA Two-Year Look-Back Rule
ArticleIRMAA Brackets 2026: How Much Will You Pay for Medicare?
VideoHow to Build a Retirement Income Plan
Learn how a retirement income plan coordinates Social Security, taxes, investments, and withdrawals to create reliable retirement income.
VideoWhen should I start Social Security?
Most people think retirement is about taking money out. But how you withdraw (across accounts, taxes, and timing) can quietly determine whether your plan holds up over time.
VideoThe Retirement Withdrawal Strategy Most People Miss
Most people focus on how much they withdraw in retirement. But the real decision is where that income comes from first, and how it impacts taxes over time.
VideoHow Does a Retirement Portfolio Generate Income
A retirement portfolio doesn’t just get “withdrawn from.” It generates income in three distinct ways. This episode breaks down how it actually works, and why structure matters.
VideoYour Portfolio Has A New Job
As you approach retirement, your portfolio has a new job. Learn how to shift from growth to income and start building a reliable, tax-efficient retirement paycheck.